Get a Free Demo of SmartProperty’s Living Reserve Study

Imagine a reserve study that never goes out of date. Moving beyond static PDFs, the Living Reserve Study® is a live platform that gives you an always-current view of your property’s future—delivering:

  1. Always-Current Capital Reserve Planning — Keeps your reserve plan current and reveals risks before they become surprises.
  2. One Source of Truth — Aligns boards, managers, and auditors around the same real-time data.
  3. Professional, Standards-Compliant Analysis — Delivers trusted reserve planning that supports financial confidence and lender readiness.
  4. Proactive Financial Roadmaps — Optimizes funding decisions and strengthens long-term financial health.
  5. Special Assessment Prevention Intelligence — Identifies funding gaps early to help avoid unexpected special assessments.
  6. New! Atlas Reserve Study Intelligence Engine — Builds trust in every capital planning decision through data-driven AI insights.

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Trusted by Industry Leaders

Here’s a sneak peek at how our platform helps you
create a predictable financial roadmap

Hear what they say

Hear from leaders who have transformed their financial health with SmartProperty

Homeowner Education

"Now we have the tools to have a tangible anticipated replacement list that evolves so you would know projects coming up whereas before people were just using their own judgement. It's a great tool to educate the rest of the association about why a component is scheduled for replacement, which helps with teaching or convincing owners."

Roxana DePasquale
Belleview Biltmore Villas South Garden Four

Ahead of the Curve

"SmartProperty is ahead of the curve in addressing what we believe will be a change in the market."

Scott Wolf
CEO Brigs, LLC

Saves Time

"SmartProperty is allowing me to conduct "what if" analysis on our Reserve study in real time, without the clumsy old process of submitting marked up reports and waiting for a response. I was able to evaluate all my proposed changes in a day, rather than a couple of weeks!"

Jim McCorkle
Board President, Cantabria Maintenance Corporation

Builds Confidence

"SmartProperty allowed us to look at the association's expenses and budget as a whole.With SmartProperty I was able to run scenarios myself, see all the component costs, and really pinpoint the best allocations for the community, In 20 years of working in the industry, I have never been more confident with what's in my reserve study."

James Niccoli
Previously at Trilogy at Glen Ivy

Keep Everybody on the Same Page

"Before SmartProperty, the amount of time and communication it would take to complete a project was endless. Now, with SmartProperty, I can give access to my vendors or contractors to update components in real-time when applicable. With the ability to upload photos or files of work orders or service requests, I can keep track of all the moving parts within my project at the touch of a button whenever I need to."

Shawn Racoma
Previously at The Whaler at Kaanapali BeachAOAO

Stay on Track

"Staying on top of projects in spreadsheets used to be overwhelming. Not anymore. I love usingSmartProperty's project tracking tool because it helps track invoices and payments and matches them to the reserves. It makes sure the contract is being followed and the budget stays on track."

Rick Ruth
First Service Residential

Today, over a half-million homes use the Living Reserve Study.

+4K

Living Reserve Studies

217K

Repair and Replace Assets Tracked

$1.9B

Reserves Funding Capital Needs

$6.9B

Anticipated Capital Expenditures