SmartProperty and FNBO

SmartProperty and FNBO team up to revolutionize Reserve Fund Management and Capital Efficiency
SmartProperty, the leading Reserve Fund Management software, has partnered with First National Bank of Omaha, FDIC member and pioneer in Secure Deposit for HOAs, to transform Reserve Fund Management.
Go to Press Release announcement
Who is SmartProperty?
SmartProperty provides innovative software that combines a living reserve study with an intuitive asset management system, catering to community association management companies and board members across the U.S. Our platform enables our clients to transform static reserve studies into dynamic, actionable financial roadmaps.
We’re on a mission to improve the well-being of community associations across the U.S. by ensuring every decision is informed, every asset is optimized, and every capital plan is future-proof.
Damian J. Esparza
Founder, SmartProperty
Who is FNBO?
FNBO (First National Bank of Omaha) Member FDIC, is one of the largest privately held banks in the US and has been in business for more than 165 years. FNBO offers highly competitive rates, account convenience, and seamless transfer of funds alongside educational resources to support informed investment strategies to it’s HOA customers. With a dedicated team with over 40 years of Community Association Banking experience, FNBO understands the reserve needs of this industry.
Our partnership with SmartProperty signifies our commitment to innovation and excellence in serving HOAs, ensuring their reserves are managed efficiently and securely.
Why this partnership matters
- Integration of living reserve studies with secure banking solutions*.
- Enhanced financial transparency and control for associations.
- Access to competitive rates and FDIC insurance* for reserve funds.
- Streamlined account management and reporting processes.

Integration of living reserve studies with secure banking solutions*.
Integration of living reserve studies with secure banking solutions* ensures a seamless, efficient management of reserves, providing associations with a holistic view of their financial health.

Enhanced financial transparency and control for associations.
Enhanced financial transparency and control for associations empower board members and managers with the insights needed to make informed, strategic decisions regarding their community's future.

Access to competitive rates and FDIC insurance* for reserve funds.
The partnership offers access to competitive rates and FDIC insurance* for reserve funds, maximizing the potential growth of association reserves while ensuring their safety.

Streamlined account management and reporting processes.
This partnership streamlines account management and reporting, offering an intuitive platform for easy tracking and a customized analysis of reserve funds, reducing administrative burdens and enhancing decision-making transparency.

New Features Coming Soon:
- Development of a mobile application for
preventative maintenance tracking. - Further integration of banking and Capital Reserve
Fund Management systems for seamless transactions.

Book a demo with SmartProperty today to explore how our partnership with FNBO can transform your association’s Reserve Fund Management.
* All banking solutions are provided by FNBO, Member FDIC. SmartProperty is not a bank and provides no FDIC insurance coverage.